We ALL know we shouldn’t text and drive. As a driving school owner, I know I’m probably more sensitive to the topic, someone who gives it more thought. Add to that the fact that I am the parent of a 16-year old who’s about to get his license, and texting and driving is something that concerns me!

But, if you’re someone who drives, I have to believe it bothers you too, or you’re someone doing it! I have to say; it no longer shocks me to see someone texting and driving. I think I see it every day! But, it’s not a Stamford, CT thing, or a problem only in Fairfield County or Connecticut NOPE!

Texting and driving is a national epidemic! Don’t take my word for it, here’s a front-page headline in today’s Wall Street Journal: "Smartphone Use Lifts Car-Insurance Rates.”  Although I don’t think anyone would question this, according to the WSJ’s story,

"Costs associated with crashes are outpacing premium increases for some companies ... [I]nsurers say the use of smartphones to talk, text and access the internet while on the road is a new and important factor behind the wrecks.”

The story is sobering and frightening, Michael LaRocco, chief executive of State Auto Financial Corp., calls it "an epidemic issue for this country.” "The growing number of wrecks 'is swamping the much-heralded beneficial impacts of newer, safer vehicles.’”

Read the full story here

So, it’s not an exaggeration to say Texting and Driving is at an epidemic level! And the costs are tangible. Too many lives are lost, or tragically altered because of a text! But, the impact extends into our rising insurance rates. The chart below, courtesy of the Wall Street Journal shows how our collective inability to put down our phones when we drive has an enormous financial impact too!

WSJ Chart

Honestly, isn’t it time we put our phones down when we’re driving? Isn’t it time to ask car manufacturers to install technology that would help curb this problem? And don’t you agree it’s time our legislators made the penalties for texting and driving as punitive as the problem is?

Please, pass this post on, I don’t think people understand that their inability to stop using their phone while they are driving is costing them money! Maybe, if people realize they are essentially paying for the right to text and drive, for the right to put all of us in danger, perhaps those folks will think twice, and put the phone? Maybe, it’s worth a try!